wirex有定期kyc。港区或许是个出路

2024年1月27日20:17:42

wirex这个垃圾玩意儿，连定期审查都搞出来了，还把我的卡给锁了，啥都没干

在里面可以看到，港区和英国和欧洲一样，都是全功能的

但英国和欧洲更进一步

英国有sort+account number ，欧洲有iban提供

对于没有sort+account number和iban，要提现的话，只能通过卡片在ATM取现了。在atm取现每月可以免费提现200eur，超过的话收2%手续费。

英国区很多dp都说，会要居留

而我开的德国区，在kyc阶段就把我拒了，门都进不去

想要安定的，港区会是个出路

Is the bank obtaining a credit score from a CRA to open an account without KYC considered a hard pull or a soft pull?

The difference between soft pull and hard pull is what?

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Pave: Great question!

When a bank checks your credit report to open an account without conducting a full KYC process, it typically results in what's known as a soft pull or soft check.

However, it's important to note that this may vary depending on the bank and other factors, so the best thing to do is to ask them directly. They also usually specify whether it's a hard or soft check.

Now, let's break down the difference between a soft pull and a hard pull:

Soft Pull (Soft Check): This usually happens when a company or lender checks your credit report for informational purposes, such as pre-approved offers, background checks, etc. Soft pulls do not impact your credit score and are not visible to other creditors or lenders.

Hard Pull (Hard Check): A hard pull happens when you apply for credit, such as a loan, credit card, or mortgage. It involves a thorough review of your credit report and typically occurs when a creditor needs to assess your creditworthiness for a new credit account.

Hard pulls can potentially harm your credit score, especially if there are lot’s in a short space of time. These can remain on your credit report for up to two years.

In summary, while we can’t say for certain which type of check a bank will do, the best thing to do if you’re unsure is to contact them directly.

I hope this explanation clarifies things for you! Let me know if you have any more questions.

Kind regards,

Nikita